📋 Policy Overview

🚫 Prohibited Activities

❌ Illegal Activities

• 🚫 Any Illegal Activity: Any activity that violates local, state, federal, or international law
• 🚫 Criminal Activity: Fraud, theft, embezzlement, or other criminal conduct
• 🚫 Tax Evasion: Activities designed to evade taxes or launder money
• 🚫 Regulatory Violations: Violations of financial, consumer protection, or other regulations

❌ Violence & Terrorism

• 🚫 Terrorism: Support for terrorist organizations or activities (as designated by OFAC, UN, EU, or other authorities)
• 🚫 Violent Extremism: Support for violent extremist groups or ideologies
• 🚫 Hate Groups: Organizations promoting hatred, violence, or discrimination based on race, religion, ethnicity, gender, sexual orientation, or other protected characteristics
• 🚫 Violence: Activities promoting or inciting violence against individuals or groups
• 🚫 Weapons of Mass Destruction: Development, production, or distribution of nuclear, chemical, or biological weapons

❌ Weapons & Explosives

• 🚫 Firearms: Purchase, sale, or distribution of firearms or ammunition
• 🚫 Explosives: Purchase, sale, or distribution of explosives or explosive materials
• 🚫 Weapons: Purchase, sale, or distribution of weapons (knives, tasers, etc.)
• 🚫 Weapon Accessories: Silencers, high-capacity magazines, or other restricted accessories

❌ Drugs & Controlled Substances

• 🚫 Illegal Drugs: Purchase, sale, distribution, or use of illegal drugs
• 🚫 Controlled Substances: Unauthorized purchase, sale, or distribution of controlled substances
• 🚫 Drug Paraphernalia: Equipment or materials for illegal drug use
• 🚫 Prescription Drugs: Unauthorized sale or distribution of prescription medications

❌ Human Trafficking & Exploitation

• 🚫 Human Trafficking: Any form of human trafficking or modern slavery
• 🚫 Forced Labor: Use of forced, bonded, or child labor
• 🚫 Sexual Exploitation: Sexual exploitation, prostitution, or sex trafficking
• 🚫 Child Exploitation: Any form of child abuse, exploitation, or endangerment

❌ Fraud & Deception

• 🚫 Fraudulent Schemes: Ponzi schemes, pyramid schemes, or other fraudulent investment schemes
• 🚫 Scams: Deceptive practices designed to defraud contributors or beneficiaries
• 🚫 False Claims: Misrepresentation of identity, purpose, or use of funds
• 🚫 Identity Theft: Impersonation or identity theft
• 🚫 Fake Documentation: Use of forged or falsified documents

❌ Money Laundering

• 🚫 Money Laundering: Activities designed to conceal the source, ownership, or destination of funds
• 🚫 Structuring: Structuring transactions to avoid reporting requirements
• 🚫 Shell Companies: Use of shell companies or nominees to conceal beneficial ownership
• 🚫 Commingling Funds: Improper commingling of funds to obscure their source

❌ Adult Content & Services

• 🚫 Pornography: Production, distribution, or sale of pornographic content
• 🚫 Adult Services: Escort services, adult entertainment, or related services
• 🚫 Sexually Explicit Content: Sexually explicit materials or services

❌ Gambling

• 🚫 Illegal Gambling: Illegal gambling operations or activities
• 🚫 Online Gambling: Unauthorized online gambling or betting
• 🚫 Lottery Schemes: Unauthorized lottery or raffle schemes
• 🚫 Sports Betting: Unauthorized sports betting or bookmaking

❌ Sanctioned Entities & Countries

• 🚫 Sanctioned Individuals: Individuals on OFAC, UN, EU, or other sanctions lists
• 🚫 Sanctioned Organizations: Organizations on sanctions or terrorist watch lists
• 🚫 Sanctioned Countries: Countries under comprehensive sanctions (Cuba, Iran, North Korea, Syria, Crimea region, etc.)
• 🚫 Prohibited Regions: Regions designated as high-risk for terrorism or money laundering

❌ Political Activities (Partisan)

• 🚫 Political Campaigns: Direct support for political candidates or parties
• 🚫 Partisan Political Activities: Activities primarily focused on partisan political advocacy
• 🚫 Lobbying: Direct lobbying activities (non-partisan advocacy may be eligible)

❌ Religious Proselytization

• 🚫 Religious Conversion Activities: Activities primarily focused on religious conversion or proselytization
• 📌 Note: Religious organizations may be eligible for non-religious programs (education, healthcare, community development, etc.)

❌ Intellectual Property Violations

• 🚫 Copyright Infringement: Unauthorized use of copyrighted materials
• 🚫 Trademark Infringement: Unauthorized use of trademarks or brand names
• 🚫 Counterfeit Goods: Production or sale of counterfeit products
• 🚫 Piracy: Software piracy, media piracy, or other IP theft

❌ Environmental Harm

• 🚫 Illegal Logging: Illegal deforestation or logging
• 🚫 Wildlife Trafficking: Illegal trade in endangered species or wildlife products
• 🚫 Pollution: Activities causing significant environmental pollution or harm
• 🚫 Hazardous Waste: Illegal disposal of hazardous or toxic waste

❌ Other Prohibited Activities

• 🚫 Tobacco Products: Sale or distribution of tobacco products
• 🚫 Multi-Level Marketing: Pyramid schemes or deceptive MLM schemes
• 🚫 Get-Rich-Quick Schemes: Unrealistic investment or income schemes
• 🚫 Hacking/Cybercrime: Hacking, malware distribution, or other cybercrime
• 🚫 Privacy Violations: Unauthorized collection or sale of personal data

🚫 Prohibited Uses of Contributions

• ❌ Support any prohibited activities listed above
• ❌ Make contributions on behalf of sanctioned individuals or entities
• ❌ Use stolen or fraudulent payment methods
• ❌ Circumvent sanctions or export controls
• ❌ Launder money or conceal the source of funds
• ❌ Evade taxes or reporting requirements
• ❌ Engage in fraudulent chargebacks or refund abuse

🚫 Prohibited Uses of Support (Beneficiaries)

• ❌ Any prohibited activities listed above
• ❌ Personal enrichment (for organizational support)
• ❌ Political campaigns or partisan activities
• ❌ Religious proselytization
• ❌ Purposes other than stated and approved use
• ❌ Illegal activities or regulatory violations
• ❌ Activities that harm individuals, communities, or the environment

⚖️ Compliance Requirements

All Users Must:

• ✅ Comply with Laws: Comply with all applicable local, state, federal, and international laws
• ✅ Provide Accurate Information: Provide truthful, accurate, and complete information
• ✅ Cooperate with Verification: Cooperate with verification and compliance processes
• ✅ Report Violations: Report suspected violations of this policy
• ✅ Maintain Records: Maintain appropriate records (for beneficiaries)
• ✅ Sanctions Compliance: Not be on any sanctions or watch lists

Beneficiaries Must Also:

• ✅ Use Funds Appropriately: Use support only for approved purposes
• ✅ Provide Reports: Provide required usage and impact reports
• ✅ Allow Verification: Allow verification of fund usage and impact
• ✅ Maintain Compliance: Maintain ongoing compliance with all policies

🚨 Consequences of Violations

Immediate Actions

• 🚫 Account Suspension: Immediate suspension of account access
• 🚫 Transaction Blocking: Blocking of pending transactions
• 🚫 Investigation: Immediate investigation of violation
• 🚫 Fund Hold: Hold on funds pending investigation

Permanent Consequences

• 🚫 Account Termination: Permanent termination of account
• 🚫 Forfeiture of Funds: Forfeiture of platform fees (non-refundable)
• 🚫 Permanent Ban: Permanent ban from future use of GivingDonate
• 🚫 Blacklist: Addition to internal blacklist

Legal Actions

• ⚖️ Reporting to Authorities: Reporting to law enforcement or regulatory authorities
• ⚖️ Cooperation with Investigations: Full cooperation with government investigations
• ⚖️ Civil Action: Civil legal action to recover damages
• ⚖️ Criminal Referral: Referral for criminal prosecution (if applicable)

For Beneficiaries

• 💰 Repayment Requirement: Requirement to return misused funds
• 🚫 Support Termination: Immediate termination of all support
• 📋 Permanent Disqualification: Permanent disqualification from future support
• ⚖️ Legal Action: Legal action for fraud or breach of agreement

🔍 Monitoring & Enforcement

How We Enforce This Policy

• Automated Monitoring: Automated systems monitor for prohibited activities
• Sanctions Screening: All users screened against sanctions lists
• Transaction Monitoring: Monitoring of transaction patterns and red flags
• Manual Review: Human review of flagged accounts or transactions
• User Reports: Investigation of user-reported violations
• Ongoing Monitoring: Continuous monitoring of beneficiaries receiving support

🚨 Reporting Violations

What to Report

• Suspected prohibited activities
• Fraudulent claims or misrepresentation
• Misuse of funds by beneficiaries
• Sanctions violations
• Any other policy violations

📚 Related Policies

For more information about our compliance framework, please see:

• Legal Information Center - Complete legal policies, terms & disclosures
• Risk, Fraud & Sanctions Policy - Fraud prevention and sanctions screening
• Beneficiary Eligibility & Review Policy - Beneficiary verification process
• Terms of Service - Complete terms and conditions
• Legal Disclosures - Important legal information

🔄 Policy Updates

We reserve the right to modify this Prohibited Activities & Compliance Policy at any time to reflect:

• Changes in laws or regulations
• New sanctions designations
• Evolving risk landscape
• Emerging prohibited activities

Changes will be effective upon posting with an updated "Last Updated" date.